Enjoy easy and convenient 24-hour telephone access to your account information and banking needs. Please have your account and PIN number ready and follow the prerecorded instructions to access the categories below.

Dial the toll-free number listed above and press:

      "1" Account Information

              "1" Checking and Money Market
                      • Current balance
                      • Available balance
                      • Memo post detail
                      • (*) To continue checking inquiry

                           Checking Submenu:
                               1 - Checks and other debits
                               2 - Deposits and other credits
                               3 - Checking ATM transactions
                               4 - Search by check #
                               5 - Search by check amount
                               6 - Change PIN #
                               7 - Interest Earned Information

              "2" Savings Accounts
                       • Current Balance
                       • Available Balance
                       • Memo post Detail
                       • (*) To continue Checking Inquiry

                             Savings Submenu:
                               1 - Savings Withdrawals
                               2 - Savings Deposits
                               3 - Savings ATM Transactions
                               6 - Change PIN #
                               7 - Interest Earned Information

              "3" Loan Inquiry
                       • Principal Balance
                       • Accrued Interest
                       • Payoff
                       • Last Payment Statement
                       • Next Payment Due Date
                       • Interest Rate

              "4" CD/IRA Inquiry
                       • Current Balance
                       • Year to Date Interest
                       • Prior YTD Interest
                       • Last Interest Date & Amount
                       • Interest Rate
                       • Maturity Rate

              "5" Overdraft Protection Account
                       • Maximum Credit
                       • Current ODP Balance
                       • Remaining Balance
                       • ODP Payment Due

      "2" Transfer Funds/Loan Payments

              "1" - From Checking
              "2" - From Savings
              "3" - ODP/Loan Payments
               (*) - To Cancel

      "3" Interest Rates

     "4" Branch Information

     "5" Verify Available Funds

     "8" Repeat Menu

     "0" Transfer to Customer Service

     "#" Complete Call

24-HR Phone Banking
(1.866.318.21ST)


	Enjoy easy and convenient 24-hour telephone access to your account information and banking needs. Please have your account and PIN number ready and follow the prerecorded instructions to access the categories below. Dial the toll-free number listed above and press: "1" Account Information "1" Checking and Money Market • Current balance • Available balance • Memo post detail • () To continue checking inquiry Checking Submenu:* 1 - Checks and other debits 2 - Deposits and other credits 3 - Checking ATM transactions 4 - Search by check # 5 - Search by check amount 6 - Change PIN # 7 - Interest Earned Information "2" Savings Accounts • Current Balance • Available Balance • Memo post Detail • () To continue Checking Inquiry Savings Submenu:* 1 - Savings Withdrawals 2 - Savings Deposits 3 - Savings ATM Transactions 6 - Change PIN # 7 - Interest Earned Information "3" Loan Inquiry • Principal Balance • Accrued Interest • Payoff • Last Payment Statement • Next Payment Due Date • Interest Rate "4" CD/IRA Inquiry • Current Balance • Year to Date Interest • Prior YTD Interest • Last Interest Date & Amount • Interest Rate • Maturity Rate "5" Overdraft Protection Account • Maximum Credit • Current ODP Balance • Remaining Balance • ODP Payment Due "2" Transfer Funds/Loan Payments "1" - From Checking "2" - From Savings "3" - ODP/Loan Payments (*) - To Cancel "3" Interest Rates "4" Branch Information "5" Verify Available Funds "8" Repeat Menu "0" Transfer to Customer Service "#" Complete Call 24-HR Phone Banking (1.866.318.21ST)

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24-HR Phone Banking (1.866.318.21ST)

24-HR Phone Banking
(1.866.318.21ST)