With e-Deposit Direct driving to the bank to deposit your customers’ checks is now a thing of the past. Now you have the power to make deposits safely and securely whenever you wish. Make deposits electronically from your desk at any time of the day.

Scan checks onto your computer and securely deposit them into your account over the Internet. You will receive credit for your deposits up until 5pm of that day. After scanning your checks for deposit, your paper checks become electronic and thereby accelerate the check-clearing process.

By shortening the check-clearing process, your risk of check fraud greatly decreases because any returned checks will be identifiable to you within 1-2 days instead of the standard 3-5 days that normal paper check deposits take to clear.

What You Need To Get Started
A 21st Century Bank representative will come to your place of business, set up the
e-Deposit Direct® software on your Internet-enabled PC and equips you with a simple to use check scanner. (Certain fees may apply for services.).

How It Works
You accept the checks from your customers and then scan those checks using your scanner. The images of the checks are then sent to our bank and we process your checks. You then receive credit for your deposits up until 5pm that day.

The Benefits
Quicker Cash Flow: e-Deposit Direct® is an electronic deposit, meaning that your checks go straight to the 21st Century Bank processing center. This makes your funds available to you in just 1-2 days, rather than the 3-5 days that it normally takes using conventional deposit practices.

Better Time Management: e-Deposit Direct® allows you to better utilize your time. Instead of having to drive to the bank to make your deposits, you simply scan your checks from your desk and let us do the rest, giving you more time to focus on your business.

eDepositDirect®
Online Deposit System